Disclaimer

Last updated: December 2025

Important: This HELOC calculator is for educational and informational purposes only. It is not a substitute for professional financial advice.

Calculator Estimates

The payment estimates provided by our HELOC calculator are approximations based on the information you enter and current market rates. Actual loan terms, rates, and payments may vary significantly based on:

Your credit score and history
Loan-to-value ratio
Lender-specific requirements
Market conditions at time of application
Property location and type

Rate Information

Interest rates displayed are based on the Federal Reserve Prime Rate and typical lender margins. Your actual rate may be higher or lower depending on your individual circumstances.

Not Financial Advice

Nothing on this website should be construed as financial, legal, or tax advice. We strongly recommend consulting with:

A licensed mortgage professional
A certified financial planner
A tax advisor for questions about deductibility

No Guarantee

We do not guarantee the accuracy of calculations or that you will qualify for any particular loan product or rate.

Third-Party Links

Any links to third-party websites are provided for convenience only. We are not responsible for the content or accuracy of external sites.