Compare HELOC Rates

See side-by-side payment estimates from top 5 banks

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Data Source Disclosure

Important Notice: The HELOC rate spreads displayed on this page are market reference values based on publicly available data from industry platforms like Bankrate and NerdWallet, as well as market research. These rates do not represent current real-time quotes from banks. Actual rates vary based on individual credit profile, geographic location, loan amount, and other factors.

This tool is for educational and reference purposes only, helping you understand market trends and make preliminary comparisons. Please visit bank websites or call directly to obtain accurate quotes before applying.

📅 Data Updated: December 2024

📊 Data Sources: Bankrate, NerdWallet, Industry Reports

✅ Prime Rate: Real-time from Federal Reserve

🏦 Bank of America Official 🏦 Chase Official 🏦 Wells Fargo Official 📈 Bankrate Comparison

Your Personalized Comparison

Best Rate Available

9.25%

Bank of America

Lowest Monthly Payment

$385

Draw period (Years 1-10)

You Could Save

$24,680

vs. highest option over 30 years

Important Disclaimer: Rates shown are estimates based on current market data and the Prime Rate from the Federal Reserve. Actual rates vary by individual circumstances including credit history, loan-to-value ratio, debt-to-income ratio, and property location. This tool is for educational purposes only and does not constitute a loan offer. Contact lenders directly for personalized quotes. Rate spreads are updated monthly based on publicly available information as of December 2024.