Last updated: December 2025
By accessing and using HELOC Calculator, you accept and agree to be bound by these Terms of Use.
Our HELOC calculator is provided free of charge for informational and educational purposes only. You may use it to estimate potential HELOC payments and understand payment structures.
The calculations and information provided by this tool do not constitute financial, legal, or tax advice. Always consult with qualified professionals before making financial decisions.
While we strive to provide accurate calculations using current Federal Reserve data, we make no guarantees about the accuracy, completeness, or reliability of any calculations or information.
HELOC Calculator shall not be liable for any damages arising from the use of this website or reliance on any information provided.
All content, design, and functionality of this website are the property of HELOC Calculator and are protected by applicable intellectual property laws.
We reserve the right to modify these terms at any time. Continued use of the site constitutes acceptance of any changes.